diff --git a/README.md b/README.md
index 9b26660..fb87d7d 100644
--- a/README.md
+++ b/README.md
@@ -1,26 +1,61 @@
-# Envelope Budgeting App
+# Capsule by NeCloud
 
-A modern web-based envelope budgeting application built with Next.js, TypeScript, and Tailwind CSS. This app helps you manage your finances using the traditional envelope budgeting method in a digital format.
+A modern, privacy-focused envelope budgeting application built with Next.js, TypeScript, and Tailwind CSS. Capsule helps you manage your finances using the traditional envelope budgeting method in a beautiful, digital format with complete control over your data.
 
 **🔒 Privacy-First Design**: All your financial data is stored locally on your server in encrypted files. No cloud services, no data sharing, complete control over your information.
 
 ## Features
 
-- **🔐 Secure Local Storage**: File-based storage with AES-GCM encryption
-- **👤 User Authentication**: Secure sign-up and login with password hashing
-- **💰 Envelope Management**: Create and manage budget envelopes for different spending categories
-- **📊 Visual Progress Tracking**: See spending progress with color-coded progress bars
-- **💳 Account Management**: Support for multiple accounts (checking, savings, credit cards, etc.)
-- **📝 Transaction History**: Track and view recent transactions
-- **📥 Data Input Options**:
-  - **Manual Entry**: Add individual transactions with amount, description, date, and envelope assignment
-  - **File Import**: Import transactions from bank exports (CSV, OFX, QFX, QBO formats)
-- **✏️ Transaction Editing**: Edit existing transactions with full details
-- **🎨 Envelope Creation**: Add new budget envelopes with custom colors and allocations
-- **💸 Get Paid Feature**: Automatically distribute income across envelopes
-- **📤 Data Export**: Export all data to CSV or JSON formats for backup or analysis
-- **📈 Budget Overview**: Monitor total allocated, spent, and remaining amounts
-- **📱 Responsive Design**: Works seamlessly on desktop and mobile devices
+### 🎨 Customizable Dashboard
+- **Drag & Drop Sections**: Rearrange dashboard sections exactly how you want them
+- **Show/Hide Controls**: Toggle visibility of dashboard components
+- **5 Summary Cards**: Quick view of Assets, Debt, Balance, Envelopes, and Transactions
+- **Analytics Charts**: Income vs Expenses, Budget Alerts, Assets vs Debt breakdown
+- **Quick Actions**: One-click access to common tasks
+- **Budget Progress**: Visual tracking of monthly spending against budget
+
+### 🔐 Security & Privacy
+- **Secure Local Storage**: File-based storage with AES-GCM encryption
+- **User Authentication**: Secure sign-up and login with password hashing
+- **No Cloud Dependencies**: Your data never leaves your server
+
+### 💰 Smart Money Management
+- **Envelope Budgeting**: Create and manage budget envelopes for different spending categories
+- **Multiple Account Support**: Track checking, savings, credit cards, mortgages, loans, and investments
+- **Account Normalization**: Liabilities (credit cards, loans) automatically display as negative balances
+- **Net Worth Tracking**: Automatic calculation of assets minus debt
+- **Get Paid Feature**: Automatically distribute income across envelopes
+
+### 📊 Transaction Management
+- **Multiple Input Methods**:
+  - **Manual Entry**: Add individual transactions with full details
+  - **File Import**: Import from bank exports (CSV, OFX, QFX, QBO)
+  - **Get Paid**: Record income with automatic envelope distribution
+- **Transaction Editing**: Full edit capabilities with real-time updates
+- **Recent History**: Quick view of latest transactions
+- **Smart Filtering**: View transactions by account, envelope, or date range
+
+### 📈 Analytics & Insights
+- **Income vs Expenses**: Monthly income and spending comparison
+- **Budget Alerts**: Notifications for envelopes over 80% or overspent
+- **Daily Spending Chart**: 7-day spending visualization
+- **Envelope Progress**: Color-coded spending progress for each category
+- **Account Balances**: Visual breakdown of all account balances
+
+### 🎨 Beautiful Design
+- **Capsule Branding**: Modern cloud-themed design with professional color palette
+- **Responsive Layout**: Seamless experience on desktop, tablet, and mobile
+- **Customizable Colors**: Choose colors for envelopes and visual organization
+- **Interactive Elements**: Clickable cards, hover effects, and smooth transitions
+- **Data Export**: Export to CSV or JSON formats for backup or analysis
+
+## Brand Colors
+
+- **Primary Blue**: #1E73BE - Main brand color
+- **Finance Green**: #28A745 - Positive balances and income
+- **Cloud Blue**: #A7D8F8 - Secondary accents
+- **Dark Navy**: #0F2C4C - Text and headers
+- **Neutral Gray**: #F4F4F4 - Backgrounds
 
 ## Getting Started
 
@@ -32,7 +67,7 @@ A modern web-based envelope budgeting application built with Next.js, TypeScript
 
 1. Clone the repository:
 ```bash
-git clone <repository-url>
+git clone https://github.com/nmemmert/budget.git
 cd budget
 ```
 
@@ -41,27 +76,42 @@ cd budget
 npm install
 ```
 
-3. Create environment file:
-```bash
-cp .env.local.example .env.local
-```
-
-4. Generate a secure encryption key:
-```bash
-node -e "console.log(require('crypto').randomBytes(32).toString('hex'))"
-```
-
-5. Update `.env.local` with your encryption key:
-```bash
-ENCRYPTION_KEY=your-generated-key-here
-```
-
-6. Run the development server:
+3. Run the development server:
 ```bash
 npm run dev
 ```
 
-7. Open [http://localhost:7654](http://localhost:7654) in your browser.
+4. Open [http://localhost:7654](http://localhost:7654) in your browser
+
+### First Time Setup
+
+1. **Create Account**: Click "Sign Up" to create your secure account
+2. **Setup Wizard**: Complete the guided setup:
+   - Add your first account (checking, savings, etc.)
+   - Create initial budget envelopes with default budgets
+   - Configure income allocation rules
+3. **Customize Dashboard**: Click the ⚙️ Customize button to:
+   - Drag and drop sections to rearrange
+   - Show or hide dashboard components
+   - Create your perfect financial overview
+
+## Dashboard Customization
+
+### Available Sections
+
+1. **Summary Cards** - Quick overview of total assets, debt, balance, envelope count, and transaction count
+2. **Analytics Charts** - Six detailed charts including income/expenses, alerts, and spending patterns
+3. **Budget Progress** - Visual progress bar showing monthly budget utilization
+4. **Quick Actions** - Fast access buttons for common tasks
+5. **Recent Transactions** - Latest 5 transactions with edit/delete options
+
+### How to Customize
+
+- Click **⚙️ Customize** at the top of the dashboard
+- **Drag & Drop**: Click and hold the ⋮⋮ handle to drag sections
+- **Up/Down Arrows**: Use ▲ ▼ buttons for precise positioning
+- **Toggle Visibility**: Check/uncheck boxes to show or hide sections
+- Your preferences are automatically saved
 
 ## Storage System
 
@@ -86,43 +136,121 @@ For detailed information about the storage system, see [FILE_STORAGE.md](./FILE_
 ```
 src/
 ├── app/
-│   ├── layout.tsx      # Root layout component
-│   ├── page.tsx        # Main budgeting dashboard
-│   └── globals.css     # Global styles
-public/                 # Static assets
+│   ├── layout.tsx           # Root layout with Capsule branding
+│   ├── page.tsx             # Main dashboard with customization
+│   ├── globals.css          # Global styles with brand colors
+│   └── api/
+│       ├── auth/            # Authentication endpoints
+│       └── data/            # Data persistence endpoints
+├── components/
+│   ├── AccountManagement.tsx    # Account CRUD operations
+│   ├── DashboardCharts.tsx      # Analytics visualizations
+│   ├── DataInput.tsx            # Transaction entry forms
+│   ├── EnvelopeCreate.tsx       # Envelope creation
+│   ├── EnvelopeEdit.tsx         # Envelope editing
+│   ├── GetPaid.tsx              # Income distribution
+│   ├── SetupWizard.tsx          # First-time setup flow
+│   ├── TransactionEdit.tsx      # Transaction editing
+│   └── ...                      # Additional components
+├── lib/
+│   ├── authService.ts       # Authentication logic
+│   ├── dataService.ts       # Data persistence layer
+│   ├── fileStorage.ts       # Encrypted file storage
+│   └── crypto.ts            # Encryption utilities
+data/                         # User data storage (gitignored)
+public/
+├── capsule-icon.svg         # App favicon
+└── images/
+    └── capsule-logo.svg     # Brand logo
 ```
 
 ## Technologies Used
 
-- **Next.js 16** - React framework with App Router and API routes
+- **Next.js 16** - React framework with App Router and Turbopack
 - **TypeScript** - Type-safe JavaScript
-- **Tailwind CSS 4** - Utility-first CSS framework
-- **React 19** - UI library
-- **Node.js Crypto** - Encryption and password hashing
-- **ESLint** - Code linting
+- **Tailwind CSS 4** - Utility-first CSS framework with custom properties
+- **React 19** - UI library with modern hooks
+- **Node.js Crypto** - AES-GCM encryption and SHA-256 password hashing
+- **ESLint** - Code quality and consistency
+
+## Key Features in Detail
+
+### Envelope Budgeting System
+The envelope method divides your income into categories (envelopes), each with a budget allocation. When you spend money, it's deducted from the appropriate envelope, helping you stay within your budget limits.
+
+### Automatic Income Distribution
+The "Get Paid" feature automatically splits your paycheck across envelopes based on percentages you set during setup. For example:
+- Rent: 40%
+- Groceries: 15%
+- Savings: 20%
+- etc.
+
+### Visual Progress Tracking
+Each envelope shows:
+- Allocated amount (your budget)
+- Spent amount (what you've used)
+- Remaining balance
+- Progress bar with color coding (green → yellow → red as you approach limits)
+
+### Smart Alerts
+Get notified when:
+- An envelope reaches 80% of its budget
+- An envelope is overspent
+- Your daily spending exceeds normal patterns
 
 ## How to Use
 
-### First Time Setup
+### Dashboard Navigation
 
-1. **Create Account**: Open the app and click "Sign Up" to create your account
-2. **Setup Wizard**: Follow the guided setup to:
-   - Add your first account (checking, savings, etc.)
-   - Create initial budget envelopes
-   - Set income allocation rules
-3. **Start Budgeting**: Begin tracking your income and expenses
+The dashboard provides a complete overview of your finances:
 
-### Daily Use
+- **Summary Cards**: Click any card to navigate to the detailed view
+  - Assets → View all asset accounts
+  - Debt → View all liability accounts
+  - Balance → View all accounts
+  - Envelopes → Manage budget envelopes
+  - Transactions → View transaction history
 
-1. **View Dashboard**: The main page shows your budget overview and envelope cards
-2. **Add Transactions**:
-   - **Manual Entry**: Click "Manual Entry" and fill in transaction details
-   - **File Import**: Click "Import from File", select your bank export format, and upload the file
-   - **Get Paid**: Use the "Get Paid" feature to record income and automatically distribute to envelopes
-3. **Monitor Envelopes**: Each envelope displays allocated amount, spent amount, and remaining balance
-4. **Track Progress**: Visual progress bars show spending percentage for each envelope
-5. **View Transactions**: Recent transactions are listed with envelope associations
-6. **Manage Accounts**: Switch between different accounts to track multiple bank accounts, credit cards, etc.
+- **Analytics**: Monitor your financial health with real-time charts
+  - Income vs Expenses (current month)
+  - Budget Alerts (overspent or near-limit envelopes)
+  - Assets vs Debt breakdown with Net Worth
+  - Envelope spending progress
+  - Account balance distribution
+  - Daily spending trends (last 7 days)
+
+### Managing Money
+
+1. **Record Income**:
+   - Click "💰 Get Paid" button
+   - Enter amount and select deposit account
+   - Funds are automatically distributed to envelopes based on allocation percentages
+
+2. **Track Expenses**:
+   - Use "Manual Entry" for individual transactions
+   - Import bank files for bulk transaction entry
+   - Assign each expense to an envelope for tracking
+
+3. **Monitor Budgets**:
+   - View envelope spending progress in real-time
+   - Get alerts when approaching or exceeding budget limits
+   - Track monthly spending against allocated amounts
+
+### Account Types
+
+Capsule supports multiple account types with automatic balance normalization:
+
+- **Assets** (positive balances):
+  - Checking accounts
+  - Savings accounts
+  - Investment accounts
+
+- **Liabilities** (negative balances):
+  - Credit cards
+  - Mortgages
+  - Loans
+
+Your Net Worth is automatically calculated as: Total Assets - Total Debt
 
 ## Data Import